We Negotiate Settlements That Benefit The Insured

Services

TIR Public Adjusters LLC is a full service public adjusting company. Our qualified professionals can help you to deal with your first party (residential, commercial, personal or business property) claims which occurred due to:

Additional benefits of hiring an insurance public adjuster:

Claims adjusting is a lengthy and sometimes complex process. Preparing a list of damaged property and submitting supporting documentation to the insurance company takes more time than most people realize. Even after the documentation is completed and submitted to the insurance company, it will take more time to negotiate for the claimed amount.
This is where public adjuster’s knowledge and expertise becomes valuable. The public adjuster can save time for policyholder by preparing and submitting the required documentation to the insurance company. And after the documents are submitted, the public adjuster will negotiate for the claimed amount on policyholder’s behalf.

CALL OR E-MAIL US TODAY FOR A FREE CONSULTATION (even if you have already filed a claim with your insurance company and received a settlement or a denial)

Burglary

Burglary is defined as “entry into a building illegally with intent to commit a crime, especially theft”.
There are some preventive steps that may be taken to reduce the chance of theft to the property.

Theft

Theft is defined as “the action or crime of stealing”. There are some preventive steps that may be taken to reduce the chance of theft to the property.

Wildfires

Wildfires are common in Southern California. California maintains a fire hazard severity zone map that is kept up to date by the state to provide general information regarding the possible areas for wildfires.

Business Property Damage

Most business owner policies (BOP Policies) will have coverage for business property damage. Business property damage coverage will protect the business against losses when property is damaged or destroyed.

Business Interruption

Business interruption insurance may cover loss of business income in case of a covered loss. Business interruption coverage may become essential when the business is out of service.

Vehicle Impact Damage to Building

Vehicle impact damage to building may cause serious structural and cosmetic damage. The extent of damage caused by vehicle impact may need to be determined by a licensed contractor or a structural engineer.

Vandalism, Burglary and Theft

Vandalism is defined as an “action involving deliberate destruction of or damage to public or private property”.
Burglary is defined as “entry into a building illegally with intent to commit a crime, especially theft”.
Theft is defined as “the action or crime of stealing”.

Personal Property Damage

Most insurance policies (i.e. condominium owners; renters; single family residence) contain certain limits of coverage for personal property. Generally, personal property is referred to furniture, electronics, clothing, jewelry or any other items that are not permanently attached to the structure.

Rainwater Damage Insurance Claims

Rainwater damage may cause serious structural or cosmetic issues to buildings and other structures. Most rainwater damage is caused due to leaking roofs, leaking decks or old window & door seals.

Roof Damage Insurance Claims

Majority of insurance policies will provide coverage for roof damage if it occurred due to vandalism, theft, fire, wind, hail or other unforeseen events or acts of God. Most structures have composition shingle roofs, flat rolled roofs, or tile roofs. Some of the older structures may have wood shingle roofs.